What’s the difference?
- Splitwise and Tricount specialise in splitting expenses. They also work for everyday life, such as flatshare costs or a couple’s household.
- HelloKiwi is a travel app: splitting expenses is one part of it, alongside trip planning, packing lists, tasks and notes, shared by the whole group.
When does a pure expense app fit?
When you only want to split costs, including outside of trips, and your planning already happens elsewhere, for example in the group chat.
When does HelloKiwi fit?
- You want to plan the trip together without switching between several apps: destinations, accommodations and transport modes in one place.
- You need packing lists for your type of trip, such as a sailing trip, ski holiday or camping.
- You want to assign tasks and keep notes for the whole group.
For splitting expenses, HelloKiwi offers the usual: foreign currencies with the daily rate, unequal shares, several payers.
How much does HelloKiwi cost?
HelloKiwi is free and shows no ad banners.
Conclusion
For simply splitting costs in everyday life, specialised apps are a good choice. If you want to organise a trip together as a group from start to finish, HelloKiwi gives you everything in one place: planning, packing list and settle-up.
Splitwise and Tricount are trademarks of their respective owners. HelloKiwi is not affiliated with these providers.
Note: as of October 2026. Features of other apps may change; please check the details with the respective providers.